Fixed Income Funds -ccu@fbnquestmb.com

In today’s dynamic financial landscape, investors are constantly seeking avenues for stable and lucrative returns. Fixed Income Funds are a beacon of reliability, offering investors a secure path to wealth, growth and accumulation. At the forefront of this financial revolution stands FBNQuest, Nigeria’s premier merchant and investment bank, committed to empowering individuals worldwide with unparalleled investment opportunities.

Fixed Income Funds are all about stability. They give you a reliable income, even when the financial market is unpredictable. They pay you a fixed interest amount or dividend until the maturity date. When the Fixed income matures, investors are repaid the principal amount they had invested. Also, investors know the exact amount of the returns they will get ahead. Government and corporate bonds are the most common types of fixed-income products.

Types of Fixed Income
FBNQuest’s Fixed Income Funds are made up of different kinds of investments, like government bonds and corporate loans. This mix helps to keep your money safe while still making it grow over time.

Treasury bills (T-bills)
Treasury bonds (T-bonds)
Treasury Inflation-Protected Securities (TIPS)
Corporate bonds
High-yield bonds
Certificate of deposit
Fixed Income Pros and Cons
Pros

Steady income stream of fixed returns
More stable returns than stocks
Higher claim to the assets in bankruptcies
Government and FDIC backing on some
Cons

Returns are often lower than other investments
Credit and default risk exposure
Vulnerable to interest rate fluctuations.