Health or Medical Insurance, Key aspects of Health or Medical Insurance in India

Health or Medical InsuranceHealth/ Medical Insurance
Health or Medical insurance in India is a type of insurance policy that provides financial coverage for medical expenses incurred due to illness, injury, or hospitalization.

Key aspects of Health or Medical Insurance in India:
1. Types of Policies:
Health insurance policies in India come in various forms, including individual health insurance, family floater plans, senior citizen health insurance, and group health insurance provided by employers or associations.

2. Coverage:
Health insurance policies typically cover hospitalization expenses, including room charges, doctor’s fees, diagnostic tests, surgeries, medications, and pre- and post-hospitalization expenses.

Some policies may also cover additional benefits like ambulance charges, day-care procedures, and alternative treatments.